<form method="post" enctype="application/x-www-form-urlencoded" action="#" onsubmit="this.checkValidity(); return false;">
      <fieldset>
         <select id="list1">
            <option value="возраст"> возраст</option>
            <option value="до 23 лет "> до 23 лет </option>
            <option value=" от 23 до 25 лет "> от 23 до 25 лет </option>
            <option value="от 25 до 60 лет"> от 25 до 60 лет</option>
            <option value="старше 60 лет "> старше 60 лет </option>
         </select>
         <button type="submit">отправить</button>
      </fieldset>
   </form>

</tr>
         <tr class="spdl spdl_row spdl_field_type_string spdl_field_sum">
            <td>
               <label class="spdl spdl_label" for="sum">Фамилия Имя Отчество&nbsp;*</label>
               <?php if(isset($hasError2)) { ?><div class="spdl_error">Введите Ваше ФИО</div><?php } ?>
            </td>
            <td>
               <input class="spdl spdl_input" type="text" name="sum" size="10" value=<?=$sum?>>
            </td>
         </tr>
         <tr class="spdl spdl_row spdl_field_type_string spdl_field_inn">
            <td>
               <label class="spdl spdl_label" for="inn">Ваш возраст&nbsp;*</label>
               <?php if(isset($hasError3)) { ?><div class="spdl_error">Введите Ваш возраст</div><?php } ?>
            </td>
            <td>
               <input class="spdl spdl_input" type="text" name="inn" size="70" value=<?=$inn?>>
            </td>
         </tr>
         <tr class="spdl spdl_row spdl_field_type_string spdl_field_fio">
            <td>
               <label class="spdl spdl_label" for="fio">Город проживания&nbsp;*</label>
               <?php if(isset($hasError4)) { ?><div class="spdl_error">Введите город в котором живете</div><?php } ?>
            </td>
            <td>
               <input class="spdl spdl_input" type="text" name="fio" size="70" value=<?=$fio?>>
            </td>
         </tr>
         <tr class="spdl spdl_row spdl_field_type_string spdl_field_age">
            <td>
               <label class="spdl spdl_label" for="age">Ваш телефон&nbsp;*</label>
               <?php if(isset($hasError5)) { ?><div class="spdl_error">Введите Ваш телефон</div><?php } ?>
            </td>
            <td>
               <input class="spdl spdl_input" type="text" name="age" size="20" value=<?=$age?>>
            </td>
         </tr>
         <tr class="spdl spdl_row spdl_field_type_string spdl_field_city">
            <td>
               <label class="spdl spdl_label" for="city">Сумма кредита в грн *</label>
               <?php if(isset($hasError6)) { ?><div class="spdl_error">Введите желаемую сумму кредита</div><?php } ?>
            </td>
            <td>
               <input class="spdl spdl_input" type="text" name="city" size="32" value=<?=$city?>>
            </td>
         </tr>
         <tr class="spdl spdl_row spdl_field_type_string spdl_field_phone">
            <td>
               <label class="spdl spdl_label" for="phone">На что берете кредит&nbsp;*</label>
               <?php if(isset($hasError7)) { ?><div class="spdl_error">Введите цель кредита</div><?php } ?>
            </td>
            <td>
               <input class="spdl spdl_input" type="text" name="phone" size="32" value=<?=$phone?>>
            </td>
         </tr>
         <tr class="spdl spdl_row spdl_field_type_string spdl_field_email">
            <td>
               <label class="spdl spdl_label" for="email">ИНН (если помните)&nbsp;</label>
            </td>
            <td>
               <input class="spdl spdl_input" type="text" name="email" size="60" value=<?=$email?>>
            </td>
         </tr>